Free printable debt snowball worksheet

Some plans stick better on paper. This two-page worksheet walks you through the debt snowball with a pen: list your debts smallest first, work out the payment that rolls from one debt to the next, and track your progress every month until the last balance is gone.

What's on it

• Page 1: the six snowball steps, a table for up to 12 debts in payoff order, and a short filled-in example so you can see how the rolling payment adds up.
• Page 2: a monthly tracker with 30 rows for what you paid, the balance left, and your total debt left.

Rather skip the email? Download the PDF directly. It's US Letter size and prints fine in black and white.

New to the method?

Read how the debt snowball works, step by step first. It uses the same example as the worksheet.

Let the calculator do the arithmetic

The worksheet is great for keeping score, but the interest math is tedious by hand. The calculator runs it month by month and gives you a debt-free date. Build your plan in about a minute, then use the worksheet to track it.

Keep your budget in a spreadsheet? The free debt snowball spreadsheet does the same math in Google Sheets.